Sports insurance can be useful on the golf course

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In recent decades the sporting world has seen golf making a rise to popularity, both spectators and participants alike are growing in numbers. The reasons behind this increased popularity are two fold; firstly there are causes dictated by society, this is that with the modern day changing much in the way of social norms and therefore what is acceptable it has gradually become less unusual for people of all ages, gender, and echelons of society to take part in the game. The second driving force behind golf?s rise to popularity is financial factors, where once the game was only available to people with the means, given that it did not come cheap, now we see facilities that can cater for people from a variety of backgrounds.

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However, despite the fact that the game is undoubtedly more accessible than it was, it is still far from cheap.

For top end equipment you can end up paying through the nose, with irons ranging between ?600 and ?1000 and the price of getting into a prestigious golf club certainly doesn?t come cheap. So with this in mind taking out an insurance policy is always a good idea, there are a wide variety of policies available and you will be able to get coverage for stolen, damaged, or lost equipment.

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Insuring your equipment is not the only coverage that can come in useful on the golf course, in fact there are a number of eventualities that you can cover yourself for. For instance, personal injury; for anyone who plays regularly and cannot afford to take time off work this coverage can be extremely re-assuring to have. Not only will it mean that you won?t find yourself with substantial medical bills but also it will compensate you for any loss of earnings that you experience as a result of your sporting injury.

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As well as covering yourself for personal injury it is also useful to cover yourself against anyone else?s medical bills that you may find yourself liable for. No doubt at this point some of you are thinking that golfers aren?t very likely to cause anyone else harm. However, consider this interesting point; in 1987 a UK court ruled that shouting ?fore? following a drive is not longer deemed an acceptable defence. So, if you are to strike someone with one of your drives you could easily find yourself financially liable, which given today?s modern suing culture has never been more likely to happen.

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